By Chrissy the Hyphenated
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Chrissy’s Site Bites: http://news.webshots.com/photo/2590968420056011884MmqPmF
I once sat through a four hour property closing. If you’ve ever closed on a property, you’ll appreciate how extraordinary it was that even this fairly complicated closing took more than an hour. The seller held a land contract with the previous owner; we were there representing a corporation that wanted to buy it outright, so there were a lot of papers to sign. But really, that’s all that was left. Signing papers.
Unfortunately for all of us, the seller was … how shall I put this? Moonbat cuckoo pants? All the things we’d negotiated had to be done over from scratch. Then he brought up new things to be mad about.
Two hours in, the first owner and I left to go to the powder room to splash cold water on our hot, angry faces before one or both of us went for someone’s throat. My husband had to leave to go get some paper the seller refused to take the lawyer’s word existed, during which time he got to vent and cool off as well.
But the lawyers never left. The seller’s lawyer did get a tad testy with his obnoxious client, but our lawyer stayed calm, despite having had to cancel 3 hours of appointments. But afterwards, as we walked back to his office, he cussed up a storm the entire way! I was astonished. I had not seen a single sign at that horrible meeting that he was more than mildly annoyed at the other lawyer for being somewhat unprepared for the meeting. Yet all the time, he was STEAMING and ready to spit nails.
I’m guessing Obama skipped the ‘How to behave like a professional at meetings’ class in lawyer school. Or something.









I used to work at a title company, so I’m actually not at all surprised! Granted, most closings are quick, 30 minute deals, but I’ve seen a handful that for one reason or another were a mess. Kind of glad I’m out of that business!
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That was my first of two ever. When we went to close on our home, I braced myself for an ordeal, but all that happened was we passed papers and checks around the table, signed what needed signing and then, whoops, everybody but us got up, said, “Congratulations! You own a house!” and left!
We sat there dumbfounded. Partly, we were flummoxed about how EASY it was. And partly we were all deer-in-headlights because we had become HOME OWNERS. With a MORTGAGE. It was just so disorienting.
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That’s how it should go! And with good realtors on both sides, good mortgage brokers and on time lenders it can be fast and smooth! I don’t think most people listen to a word that the closers say – they are so stunned that they are buying a house that they just sign! As a closer, I always appreciated that – made my job easier! I always made a huge effort though if their loan was not normal – if it was an ARM, or had pre-payment penalty, because I wanted to make darn sure that when they tried to pay off the loan early or their rate adjusted that they couldn’t say “they didn’t tell me!!” I worked during the bubble and saw a whole lot of people getting bad loans due to bad credit. Pretty sure some of them are the ones who ended up foreclosing right when their ARM’s adjusted.
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Eric Cantor is my Congressman. I alternate between wanting to scream at him and wanting to pat him on the back. I tell you the truth, though, there is no love for him in the majority of the Jewish community here. I wonder how he even goes to services with his family. I am going to try to talk with him when – if – they get home for recess. I’m thinking there is a chance that he can relate to a certain other frequently reviled politician. If not, I intend to ask him “Why not?”
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